taxes and regulations
Trump’s New Retirement Law: What It Does and Its Current Status
Is there a new Trump retirement law? See what the 2025 tax law changed, what TrumpIRA.gov will do, and when the federal Saver’s Match begins.
RETIREMENT INSIGHTS & GUIDANCE
Clear guidance for
your next chapter.
Independent research on savings, state tax tradeoffs, healthcare, and everyday budgeting.
All articles
12 articles
income and budgeting
What Is the 4% Rule for Retirement? How It Works and What It Means
Learn how the 4% retirement rule works, how much a $1 million portfolio could provide, and why the rule is a planning guideline—not a guarantee.
income and budgeting
What Is the 4% Rule for Retirement, and When Can It Fail?
Learn how the 4% retirement rule works, why inflation and market timing matter, and how to test withdrawals for a retirement that may last decades.
state comparisons
Best States to Retire on a Fixed Income in 2026: Costs, Taxes, and Healthcare
Compare seven retirement-state options using prices, taxes, housing, and healthcare. Find a practical 2026 shortlist for living on a fixed income.